Young adult male office worker (exact same recurring character design: 2D flat vector illustration, minimalist, clean lines, muted color palette with soft navy and warm orange accents, modern corporate explainer style, simple shading, subtle shadows, no 3D, no realism, no glossy eyes, no exaggerated facial features, adult proportions, professional tone; light-medium skin tone, short neat dark brown hair with side-part haircut, no facial hair, no glasses; wearing plain navy long-sleeve crewneck shirt with no logo and dark gray trousers; costume must remain identical across all episodes), shown in medium shot (waist-up, about 65% of frame), facing camera with calm but slightly confused expression, tired eyes looking downward. In his hands, he holds a simple wallet that looks normal, but the bottom of the wallet is visibly torn open, and multiple small glowing warm-orange coins are actively falling straight down in a clear stream out of the hole, some mid-air, some already below frame, making the loss immediately obvious. No exaggeration, no chaos, just clean directional falling coins forming a clear visual leak. Background minimal soft navy gradient with subtle financial UI lines. Strong contrast between stable character and obvious falling coins. Leave clean empty space on one side for text. Ultra sharp, crisp edges, no blur, no clutter, cinematic flat 2D illustration, calm reflective tone.