A split screen composition divided vertically down the center — in the absolute center of the image, a close-up of a human face split exactly in half by the dividing line — left half of the face showing fear and shock, cold red tones, slightly distressed — right half of the face showing calm normalcy, cold blue tones, composed expression — a visible crack running down the center of the face along the split line — Left side background: a chaotic ATM scene — people pressing urgently against the machine in panic, the ATM screen displaying the word ERROR in red — red tinted atmosphere, subtle glitch distortion effect on the screen — one desperate figure staring helplessly at the machine — dark red and crimson tones throughout — Right side background: a clean modern city street — a smartphone screen visible showing a banking app with a healthy balance displayed, calm and orderly — cold blue tones, clean and composed, everything appearing normal — Bottom center large bold white text: WHEN MONEY DIES — text large enough to read immediately on mobile — Bottom left small white text: EMPIRE AUTOPSY — High contrast between red left and blue right — dramatic chiaroscuro lighting — painterly digital art, cinematic thumbnail composition, no watermark, no additional text elements