Create a high-end, eye-catching YouTube thumbnail for a finance/money-making video. Theme: "5 Side Hustles That Actually Work in the USA" Background: dark black to deep blue gradient with subtle glow and light streaks, modern fintech style Main text (big, bold, golden metallic font with glow): "5 SIDE HUSTLES" Secondary text (smaller but still bold, golden + white mix): "That Actually Work in USA" Add visual elements: Confident young man (USA style, modern look) working on laptop Dollar bills flying or glowing around Small icons representing hustles (laptop, phone, money, graph) USA flag subtle in background (low opacity, blended) Lighting: cinematic, high contrast, glowing edges, premium feel Style: ultra-realistic + slight 3D effect, sharp focus, high detail Composition: subject on right side, text on left side (clean layout) Colors: black + deep blue background, gold typography, white highlights Emotion: success, opportunity, urgency Resolution: 1280x720, YouTube thumbnail style, high CTR design